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Let's put the budget together |
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We've covered a lot of ground so now it's time to summarize:
Would today be a good time to start using a budgeting program now you know how easy it will make your life?
- All we do this year is paid for by our income.
- Next we find our bills. (By the way, you have already paid for the complete record of where your money went in the past - the record is called your bank statement. You can use it to start your budget at any time.)
- Then we look at how much we'll need to cover those bills and put that amount in a “Bill Account”. If you were using the “Personality Budgeting Program” it would calculate this for you.
- You do the sum… Income - Bills & Savings = Day-To-Day Money (Or you let the program do that for you.)
- You sort your Day-To-Day expenses into Categories and track how you go.
- You sit back and enjoy your lifestyle knowing that your budget is in place.
- When unexpected expenses come along you enter them into the program and it recalculates immediately OR you can manually write out a new budget.
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Page 18 of 20 |
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