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This Step is Totally Different From any Other Budgeting Program. |
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Put a ring around every "bill" you have listed. These are expenses that always happen like phone bills, insurance, electricity, rent etc. These bills take up most of your income (about 70% on average).
What is a "bill"?
Any expense that occurs regularly and is for a predictable amount is a bill. It includes items such as insurance, rent, repayments etc. (You'll probably find you have covered most of your larger expenses.)
You sometimes have once-off bills. These are items that happen once but are very specific such as an unexpected birthday present or purchasing the “Personality Budgeting Program”.
Our Financial Personality in action…
“Money For Tomorrow” people may well have considered checking the exact percentage of their income that goes in bill paying. People with other financial personalities would be more likely to notice that most of their money is already promised to others.
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Page 7 of 20 |
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